The following fees apply to all of your accounts with us:


Fee Changes - Effective March 1st, 2018

Domestic Outgoing  Wire Transfer:  $25.00 per item

Domestic Incoming Wire Transfer: $10.00 per item

International Outgoing Wire Transfer:$50.00 per item

International Incoming Wire Transfer: $20.00 per item

Legal Charges (Garnishments/Levies, Orders, Citations): $150.00

Telephone Transfers (non-automated): $ 5.00


The following fees apply to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts:

Copy of statement: $7.00

Deposited checks or other items returned unpaid: $4.50 per item 

Account reconciliation/research: $40.00 per hour

Account activity printout/inquiry: $5.00

Early Account Closing (within 90 days): $25.00


The following fees apply to Checking, NOW Accounts, and Money Market Accounts: 

Counter Checks: $1.00

Overdraft: $30.00 per item; $5.00 per day Continuous Daily Overdraft Fee (fee assessed beginning on the sixth day account is overdrawn; we reserve the right to process checks in any order)

Stop Payments: $30.00 per item

Copy of draft or check: 2 free per month, then $1.00 each


The following fees apply to Checking, NOW Accounts, Savings Accounts, and Money Market Accounts:

Check or Draft Collection $25.00 (plus any direct costs)


The following fees apply to Essential, Masterpiece, Contemporary Checking, Statement Savings, and Personal Money Market Accounts: 

ATM Card Replacement $10.00

Non-Community Bank of Oak Park River Forest ATM transactions $1.50 each in excess of 4 transactions per statement cycle

ATMs - Cirrus Network $1.50 


The following fees apply to Commercial Money Market, Commercial Checking, Interest Bearing Commercial Checking, and Small Business Checking Accounts:

Currency/coin shipment: $10.00

Coin Counting: No Charge (drop off coin; subject to count)


Miscellaneous Fees and Charges

Money Orders (customer only): $3.00

Cashier's Checks (customer only): $5.00

Coin Counting (customer only): No Charge (drop off coin; subject to count)

Traveler's Checks: $2.00 per $100.00

Copies: $0.25


Electronic Funds Transfer Service Limits & Fees

ONLINE BANKING

If you have this online banking service, the following limitations and fees will apply to your account: 

  • For security purposes, there are limits on the frequency and amount of transfers you may make using this Online Banking service.
  • There is no charge for banking online with us.


ATM CARD

If you have ATM service, the following limitations and fees will apply to your account: 

  • You may withdraw a up to a maximum of $500.00 (if there are sufficient funds in your account) per day.
  • For security purposes, there are limits on the frequency and amount of transfers you may make at ATMs.
  • There is no charge for ATM withdrawals at machines owned by us.
  • There is a $1.50 charge for each ATM deposit at machines we do not own.
  • We participate in the STARsf (surcharge free) network. Look for the STARsf logo or check www.star-systems.com to locate STARsf ATMs coast-to-coast.
  • After four (4) withdrawals per statement period at non-Community Bank ATMs, a $1.50 fee per transaction will apply.
  • We will assess $1.50 fee per transaction at Cirrus Network ATMs/
  • There is a replacement card fee of $10.00 per card. 


GOVERNMENT DIRECT DEPOSIT

If you have this EFT service, the following limitations and fees will apply to your account: 

  • We do not charge for any pre-authorized EFTs.
  • We will charge $30.00 for each stop-payment order for pre-authorized transfers.


OTHER DIRECT DEPOSIT

If you have this EFT service, the following limitations and fees will apply to your account: 

  • We do not charge for any pre-authorized EFTs.
  • We will charge $30.00 for each stop-payment order for pre-authorized transfers. 


ELECTRONIC PAYMENTS

If you have this EFT service, the following limitations and fees will apply to your account: 

  • We do not charge for any pre-authorized EFTs.
  • We will charge $30.00 for each stop-payment order for pre-authorized transfers.


MasterMoney DEBIT CARD

If you have this combined ATM/Point of Sale/Debit Card service, the following limitations and fees will apply to your account: 

  • You may withdraw up to a maximum of $500.00 (if there are sufficient funds in your account) per day.
  • For security purposes, there are limits on the frequency and amount of transfers you may make using ATMs and this Point of Sale service.
  • There is no charge for ATM withdrawals at machines owned by us.
  • There is no charge for ATM deposits at machines owned by us.
  • There is a $1.50 charge for each ATM deposit at machines we do not own.
  • We participate in the STARsf (surcharge free) network. Look for the STARsf logo or check www.star-systems.com to locate STARsf ATMs coast-to-coast.
  • After four (4) withdrawals per statement period at non-Community Bank ATMs, a $1.50 fee per transaction will apply.
  • There is a $1.50 charge for each ATM withdrawal at Cirrus Network machines. 
  • There is a replacement card fee of $10.00 per card.
  • You may purchase up to a maximum of $2000.00 worth of goods and services per day, exclusive of ATM withdrawals. 
  • 10 Point of Sale/Debit Card transactions per 24-hour period.
  • We do not charge for any POS transaction.


BANK BY PHONE

If you have Telephone Banking, the following limitations and fees will apply to your account:

 

  • There are no limits on the number or dollar amount of inquiries, transfers or withdrawals you may make per day.
  • We do not charge for any Audio Response Transactions.

 

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Apple Pay

Use Apple Pay and enjoy all the benefits of your Community Bank debit card. Apple Pay is convenient, easy, and secure.

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ATMs

Community Bank provides access to hundreds of surcharge-free ATMs throughout the country. Find an ATM near you.