Personal Lines of Credit

Personal Loans - Personal Lines of Credit

Our personal line of credit provides the flexibility you need to make purchases for your home, your family, or whatever your needs. It is a revolving, unsecured line of credit between $500 and $5,000, which is accessed by writing a regular check for more than the balance in your account. The difference between the balance in your checking account and the check will be advanced from your line of credit to cover your expenses. You'll never have to worry about being overdrawn again. In addition, you can take advantage of unexpected sales or short-term cash needs.


  • Automatic advance of funds to cover your overdraft
  • It's as easy as writing a check
  • Peace of mind should you inadvertently write a check for more than the balance in your checking account
  • Automatic loan payments from your Community Bank checking account
  • Online banking and mobile banking 

Personal Line of Credit Rates current as of June 28, 2016

Loan TypeTermRate%*APR%Comments
Personal Line Of CreditRevolving18.00%18.00%none

*APR (Annual Percentage Rate)

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