Nonprofit Money Market Disclosures

For all checking accounts, we reserve the right to process checks in any order, including from the highest dollar amount to the lowest dollar amount, or in check order sequence.

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account, based on market conditions. Interest begins to accrue on the next business day after the date you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.
Limitations: You must deposit $100.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card of similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: A minimum daily balance of $2,500 must be maintained to avoid a monthly service charge of $12.00. You are allowed six (6) transactions per month; after that there will be a $15.00 charge for each transaction. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Service Fee Schedule

Electronic Funds Transfer Agreement (ATM Cards/Debit Cards, ACH, Direct Deposit)

Funds Availability Policy Disclosures 

Deposit Account Agreement Disclosure


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